My obligation is to help you every step of the way. Locating your perfect home is not always an easy task and obtaining a mortgage loan can be a complex, sometimes confusing process.
As a TEAM you and I will make the process of purchasing your home easier, more enjoyable, less time-consuming and importantly, less EXPENSIVE than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications. And because we are a TEAM, my duty to you is to make sure you pay the LOWEST price possible!
Your First Step
Your first step to buying a home is to ask yourself these questions. WHY, WHERE and WHEN?
WHY do you want to buy a home? To build equity? To have a place of your own? To start or raise a family?
Next is the WHERE? Where do you want or need to be? Is it for work, retirement, or to be closer to family?
Think of yourself as honing in on a target, going from the broad strokes to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work?
And then there is WHEN? Do you have an urgent need or do you have months, or even years to make your final decision?
This key question will impact prices, inventory and availability as market conditions and interest rates fluctuate.
Currently (12/02/20) interest rates are low and the market is very active.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step is to get pre-qualified with a mortgage company or bank.
CALL ME and I will refer you to a mortgage professional that has an solid reputation and track record for successfully acquiring loan approval for his/her clients. And has access to the lowest interest rates. This can be done over the phone or even online in a matter of minutes. Having a firm understanding of what your ceiling price is and the guarantee of financing will set you up for success.
I Will Find The Right Home For You
Once you've been pre-qualified and know your price range, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. RE/MAX is the most recognized brand in real estate and has access to every home listing available, no matter what the location. You can even search my listings here at my website!
Just go to the SEARCH BAR on my homepage. It's that easy.